Introducing Stairs Financial: Your Operating System for Home Buying

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Malcolm-Wiley Floyd

Mar 11, 2022

CEO and Co-Founder of Stairs Financial, a YC-backed startup that connects first-time home buyers with down payment assistance programs across the US. Malcolm-Wiley studied economics at Harvard and is a licensed mortgage broker.

Hello world! We’re Stairs Financial–we help young Americans buy a home they can afford. We find homes within your budget and give you access to grants, loans and tax breaks.

We’re excited to announce that we’re a part of the YCombinator W22 batch! Thanks to YC and to our earliest investors at Antler for their support and belief in our mission to help people buy homes.

For a lot of us, buying a home means starting a family, building wealth, and joining a community. But it’s never been harder to buy a home, especially for first-time home buyers. Prices have been skyrocketing, inventory is low and competition is high. Buying a home is the biggest financial decision that most of us will make, but we don’t have the right tools and products to help us.

Today, we’re launching a home search product that shows you what homes you can afford–using your real financial data and the same formulas mortgage companies use to underwrite you. You can use this product to understand how your financial plans will affect your home buying goals, and find the home that’s right for you.

We’ve also built an investment account specifically designed to increase savings foryour down payment. Our balanced down payment builder portfolios are powered by actual real estate prices and investment data. We help you build your down payment faster than you would by saving in cash, but with less risk than saving all in stocks.

We’re just getting started, and we would love your input. Drop us a line if you’re planning on buying a home, or if you like our mission and want to help.

Malcolm-Wiley and Scott

Find up to $15,000 towards a home 🏠

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