You are closer to buying your new home than you think.

Stairs Financial is a mortgage platform built to help you find the best mortgage for you.

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    First time homebuyer family in the kitchen

    Empowering first-time and aspiring home buyers

    You could be eligible for a mortgage with…

    • Down payment grants
    • Forgivable down payment loans
    • Tax credits
    • Special interest rates
    • Low down payment
    • Flexible underwriting
    • First time home buyer incentives
    • Professional and veteran incentives
    • And more

    1

    See mortgage programs you qualify for

    We use your data and preferences to find the mortgage programs you qualify for.

    2

    Pick the mortgage that's right for you

    Cookie cutter mortgages leave money on the table.

    3

    Purchase your first home with confidence

    Connect with an experienced loan officer to help take the first step towards home ownership.

    Family unpacking after buying their first home

    The expert in first-time home buyer mortgages

    We are the leader in helping home buyers find down payment assistance. We figure out exactly how much you could save on your home loan and we make the application process easy to understand. The average Stairs home buyer finds over $10,000 in down payment funds.

    Example of a first home you could acquire with down payment assistance

    Work with experienced lenders

    Stairs partners love working with first time home buyers. Find a partner that will guide you through to homeownership.

    Down payment loans and assistance to kick-start buying your home

    Grants

    A cash payment to increase your spending power.

    Forgivable Loans

    A second mortgage you won't have to pay back after a number of years.

    Deferred-Payment Loans

    Deferred interest payments for a fixed period of time.

    Matched Savings Programs

    A cash payment based on the amount you've saved for your home.

    Down payment assistance FAQ

    What is down payment assistance?

    How does down payment assistance work?

    Who qualifies for down payment assistance?

    Can Stairs help me apply for down payment assistance?

    How long does it take to receive down payment assistance?

    Can I get additional down payment assistance with an FHA loan?

    Get the keys to your first home sooner with the leader in down payment assistance

    Stop thinking about buying and make it happen. Stairs can help you own your first home years earlier.

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    Lattice Thinking, Inc. All rights reserved. Lattice Thinking, Inc is a mortgage broker that does business under the business name Stairs Mortgage. Lattice Thinking, Inc is not a mortgage lender and, therefore, does not make residential mortgage loans.

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