You are closer to buying your new home than you think.
Stairs Financial is a mortgage platform built to help you find the best mortgage for you.
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Empowering first-time and aspiring home buyers
You could be eligible for a mortgage with…
- Down payment grants
- Forgivable down payment loans
- Tax credits
- Special interest rates
- Low down payment
- Flexible underwriting
- First time home buyer incentives
- Professional and veteran incentives
- And more
1
See mortgage programs you qualify for
We use your data and preferences to find the mortgage programs you qualify for.
2
Pick the mortgage that's right for you
Cookie cutter mortgages leave money on the table.
3
Purchase your first home with confidence
Connect with an experienced loan officer to help take the first step towards home ownership.
The expert in first-time home buyer mortgages
We are the leader in helping home buyers find down payment assistance. We figure out exactly how much you could save on your home loan and we make the application process easy to understand. The average Stairs home buyer finds over $10,000 in down payment funds.
Work with experienced lenders
Stairs partners love working with first time home buyers. Find a partner that will guide you through to homeownership.
Down payment loans and assistance to kick-start buying your home
Grants
A cash payment to increase your spending power.
Forgivable Loans
A second mortgage you won't have to pay back after a number of years.
Deferred-Payment Loans
Deferred interest payments for a fixed period of time.
Matched Savings Programs
A cash payment based on the amount you've saved for your home.
Down payment assistance FAQ
What is down payment assistance?
How does down payment assistance work?
Who qualifies for down payment assistance?
Can Stairs help me apply for down payment assistance?
How long does it take to receive down payment assistance?
Can I get additional down payment assistance with an FHA loan?
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