Find Down Payment Assistance &
Competitive Mortgage Rates
You could get more than $10,000 to buy your home. Stairs helps put your first home within reach. Find out which down payment assistance you qualify for, along with the best loans and rates for you.
Empowering first-time and aspiring home buyers
See which programs you qualify for
We sort through hundreds of down payment assistance programs and find the right ones for you.
Find the right mortgages and lenders
Based on the programs you qualify for, we find you the most competitive rates and lenders.
Purchase your first home with confidence
Connect with an experienced loan officer to help take the first step towards home ownership.
The expert in down payment assistance
We are the leader in helping home buyers find down payment assistance. We figure out exactly how much you could save on your home loan and we make the application process easy to understand.
Receive down payment assistance
Many home buyers aren't aware that they qualify for multiple down payment assistance programs. We make sure you don't miss out on a single dollar. With enough down payment assistance, you could be moving into your new home years sooner.
Qualify for first-time home buyer programs
As a home buyer, it's almost impossible to find every program you qualify for. Programs launch often and others end frequently. We take the struggle out of finding down payment assistance with the most comprehensive database of available programs.
Down payment loans and assistance to kick-start buying your home
A cash payment to increase your spending power.
A second mortgage you won't have to pay back after a number of years.
Deferred interest payments for a fixed period of time.
Matched Savings Programs
A cash payment based on the amount you've saved for your home.
Down payment assistance FAQ
What is down payment assistance?
How does down payment assistance work?
Who qualifies for down payment assistance?
Can Stairs help me apply for down payment assistance?
How long does it take to receive down payment assistance?
Can I get additional down payment assistance with an FHA loan?