City Of Boulder H2O Loan

City Of Boulder H2O Loan provides assistance of 15% up to $100,000 as a deferred loan for qualifying homebuyers in Colorado.


  • must be a first-time homebuyer
  • max debt-to-income of 45.0%
  • max CLTV of 105.0%
  • min borrower contribution of $2,000
  • must be primary residence
  • homebuyer education course required

Participating Wholesale Lenders

  • [no lender restrictions]

Mortgage Types


Loan Terms

15 year loan

deferred for 15 years, repayment upon maturity event

Program Homepage

Lender Resources

Loan File ChecklistProgram Guidelines
Stairs Footer Logo


Partner with usColorado Downpayment AssistanceTexas Downpayment Assistance


Terms of UsePrivacy PolicyGLBA Notice

Protected by reCAPTCHA:

Google Terms of ServiceGoogle Privacy Policy

Lattice Thinking, Inc. All rights reserved. Lattice Thinking, Inc is a mortgage broker that does business under the business name Stairs Mortgage. Lattice Thinking, Inc is not a mortgage lender and, therefore, does not make residential mortgage loans.

NMLS # 1839645

Consumer Access

Licensing Status

© Lattice Thinking, Inc. 2023